Whether you are purchasing a new car, boat caravan or motorcycle or are just reinsuring your current vehicle, we are able to provide you with the level of cover to meet your requirements. Comprehensive cover can give you the peace of mind that you are covered in the event of an accident, fire, theft, malicious more »
Home and Contents Insurance
Your home may be the biggest purchase you make in your life time, and you want to ensure that your that investment is protected with the right level of cover. Future First is able to provide you with a range of flexible insurance products, from listed events wording up to the elite level of cover, more »
Total and Permanent Disablement Insurance
Total and permanent disablement cover gives our clients the ability to maintain their families’ lifestyles in the event of disablement. The definition and application of total and permanent disablement varies from insurer to insurer. However, three general variations are always applied. Naturally, the more generous the benefit is, the more expensive the cover.
Trauma Insurance
Remarkable advances in modern medicine mean more and more people are now surviving major traumas, such as heart attack, cancer, coronary artery surgery, etc. However, the recovery period and the cost of care associated with such illnesses normally place extreme financial strain on the person suffering the illness.
Income Protection
Since our income is generally seen as our biggest asset, it is extremely important that this asset be protected. Income protection (also known as “salary continuance”) is designed to replace income in the event of illness or accident, which means less strain on savings, investment income and other assets.
Life Insurance
For many, life insurance is overlooked, disregarded as an additional expense that is not essential or necessary. However, it can be said that your most valuable asset is your ability to earn an income. This “asset” could be providing, say, $60,000 per year for the next 35 years, which equates to over $2 million; doesn’t more »
Superannuation
”Super,” as it is commonly known, can be complicated for a lot of people. At Future First we know superannuation, and we specialise in creating retirement savings for our clients that can help both now (from a taxation perspective) and in the future (from both taxation and social security perspectives).
What Is Life Insurance?
There are many different types of Life Insurance, but in simple terms a Life Insurance policy is taken out by an individual who then pays a monthly premium to insure against their death. The Life Insurance policy will provide a lump sum payment in this event allowing the policyholder to sustain financial stability for their more »
Where is your super held?
Superannuation savings can be held in many different types of superannuation funds. Some are set up by individual businesses, some by industries and others by major financial institutions known as fund managers. The fund may have private entry or it may be open to anyone qualified to contribute to superannuation. They may have fancy names more »
What is Superannuation?
Superannuation, sometimes called ‘super’, is a special way of saving to provide you with an income when you retire. While there are other ways of saving for retirement, superannuation saving is different because it is linked with your employment. Your employer may be required to make superannuation contributions on your behalf to a special fund more »