Investments

Investments take a variety of forms from Share Market to Property, Fixed Interest and Infrastructure.  These can be directly placed or via Managed Funds, Exchange Traded Funds or Separately Managed Accounts.   We can advise on all of these different forms of investing and we can help you maintain and grow the investments into the future. more »

Total and Permanent Disablement Insurance

Total and permanent disablement cover gives our clients the ability to maintain their families’ lifestyles in the event of disablement. The definition and application of total and permanent disablement varies from insurer to insurer. However, three general variations are always applied. Naturally, the more generous the benefit is, the more expensive the cover.

Trauma Insurance

Remarkable advances in modern medicine mean more and more people are now surviving major traumas, such as heart attack, cancer, coronary artery surgery, etc. However, the recovery period and the cost of care associated with such illnesses normally place extreme financial strain on the person suffering the illness.

Income Protection

Since our income is generally seen as our biggest asset, it is extremely important that this asset be protected. Income protection (also known as “salary continuance”) is designed to replace income in the event of illness or accident, which means less strain on savings, investment income and other assets.

Life Insurance

For many, life insurance is overlooked, disregarded as an additional expense that is not essential or necessary. However, it can be said that your most valuable asset is your ability to earn an income. This “asset” could be providing, say, $60,000 per year for the next 35 years, which equates to over $2 million; doesn’t more »

Superannuation

”Super,” as it is commonly known, can be complicated for a lot of people. At Future First we know superannuation, and we specialise in creating retirement savings for our clients that can help both now (from a taxation perspective) and in the future (from both taxation and social security perspectives).