For many, life insurance is overlooked, disregarded as an additional expense that is not essential or necessary. However, it can be said that your most valuable asset is your ability to earn an income. This “asset” could be providing, say, $60,000 per year for the next 35 years, which equates to over $2 million; doesn’t it make sense to insure it?
Our clients with mortgages, life partners that are financially vulnerable, and children who are financially dependent all look to us for advice both on levels and types of life insurers–and we deal with around 20 different companies.
A life insurance policy provides the peace of mind that if the worst should happen, you are prepared and those you love will be financially cared for. Ultimately, this helps you feel more in control, reduces your stress and offers some comfort to your family.
With 89% of us insuring our motor vehicles and only 14% of us with a life insurance policy, doesn’t it make you question what we value most in life?