Our story

Future First Frankston
Future First as a financial planning practice came about by merging two businesses: Provis Financial Planning Pty. Ltd. and John A. Latham Pty. Ltd. This occurred in 2002, after Luke Provis and John Latham agreed to merge Luke’s AMP business with John’s Hillross business and commence trading as Hillross-authorised representatives. Future First has now moved the business under the Australian Financial Services Licence of Paragem, and serves as authorised representatives of that company. As such, both John and Luke have had extensive experience in the financial planning arena.

So, what commenced as predominantly insurance businesses (both life and general) developed into the Future First of today—a very diverse financial planning and insurance practice. We specialise in superannuation and retirement planning. Because of our comprehensive approach to our clients’ needs, we have become a one-stop shop for all forms of superannuation, insurance, investments and estate planning, providing both implementation and advice.
Mission Statement

Our mission is to improve the financial well being of our clients by using strategic financial planning practices.
We aspire to be the premier provider of quality financial planning advice and service for our clients.
We are committed to the pursuit of excellence and to fulfilling customer expectations by providing advice, customer service and reassurance.